For the past 5 months my overage charges were actually costing me more than my phone plan, I was forced to upgrade. I now pay $99.99 a month for UNLIMITED everything. Yes, UNLIMITED everything. I can talk, text, picture message as much as I want in whatever hours I want with no overage. Does this seem excessive to you? On average, I was using about 1700 minutes a month, so you do the math. This is going to save me a ton of money.